Karim Iddouch.
Economics · Finance · Public policy

Karim
Iddouch.

I study how financial systems, institutions, and geopolitical risk shape economic resilience and inclusion.

Academic & researcher
Université Internationale de Casablanca · Morocco

Explore my research ↗Curriculum vitae ↗
10Journal articles
4Open risk datasets
2SSRN working papers
Based in Casablanca
Working across emerging markets
01 / About me

Research with
a wider lens.

I am an academic and researcher at Université Internationale de Casablanca. My work brings together banking stability, financial inclusion, development economics, and geopolitical risk, with a particular interest in emerging markets.

I completed my PhD in Economics and Management Sciences in 2024, jointly supervised by Professor Jamal Ouenniche at the University of Edinburgh Business School and Professor Khalid El Badraoui at ENCG Business School, University of Ibn Zohr.

My research combines efficiency analysis and panel econometrics with news-based measurement. I also develop open research infrastructure, including daily geopolitical-risk indices designed to make regional evidence more accessible.

Banking stabilityFinancial inclusionDevelopment economicsGeopolitical riskEfficiency analysis
Get in touch ↗
02 / Publications

Published research.

Journal articles & book chapters
2026

Population Segment and Digital Financial Inclusion During Crises

Ozili, P. K. & Iddouch, K.

Social Responsibility Journal

2026

Do Geopolitical Crises Suppress or Reallocate Entrepreneurial Internationalisation?

Iddouch, K., Jaoual, O., & Cicchiello, A. F.

Global Business and Economics Review

Book chapters

2024

Productivity Profiles of Islamic Banks Using DEA-Based Malmquist Productivity Indices: Survey, Classification, and Critical Analysis

Iddouch, K., El Badraoui, K., & Ouenniche, J.

DEA Methods for Maximizing Efficiency · IGI Global

2026

Rolling the Greenflation Dice: Will MENA Stock Markets Win or Lose Liquidity?

Raghibi, A., Alaoui Mdaghri, A., & Iddouch, K.

A Greenprint for Net Zero · Springer

Accepted

Gender-Inclusive Financial Inclusion Efficiency in Africa: A DEA Approach

Iddouch, K. & El Majidi, H.

Gender Inequality in Financial Inclusion — Barriers, Innovations, and Policy Solutions

03 / Teaching

Connecting theory
with practice.

Université Internationale de Casablanca
September 2023 – present

Teaching across accounting, finance, and economics, alongside student supervision and research.

Finance & accounting

  • Financial Accounting
  • Management Accounting
  • Financial Management
  • Financial Mathematics
  • Project Financing
  • Management Control Systems

Economics & governance

  • Macroeconomics
  • Managerial Economics
  • Business Taxation
  • Corporate Governance & Business Ethics
Previous teaching appointments

ENCG Business School, University of Ibn Zohr (2019–2022): General Accounting, Corporate Governance, Consolidated Financial Statements, and Business English.

EMAA Business School (2020–2021): Statistics & Sampling Methods. College of Economics, University of Ibn Zohr (2019–2020): Accounting Principles & Financial Instruments.

04 / Work in progress

Questions in motion.

Working papers and selected ongoing research. Manuscripts are not yet published journal articles.

Selected ongoing manuscripts

Ongoing

Reimagining Financial Inclusion: Gender-Based Efficiency Gaps in Traditional & Digital Banking

Ongoing

From Profile to Portfolio: CEO Demographics and the Financialization of Strategy

Ongoing

From Branches to Bytes: Do Traditional and Digital Financial Inclusion Reinforce Global Banking Stability?

Ongoing

Purging Efficiency Profiles of Islamic & Conventional Banks: A Three-Stage DEA Metafrontier Analysis

Ongoing

Brain Capital and Economic Growth: Augmenting the Neoclassical Framework with Neurological Infrastructure

Ongoing

The African Geopolitical Risk Index: Measurement and Evidence on Bank Stability

Ongoing

Geopolitical Risk and Economic Growth in Africa

05 / Datasets & databases

Open data.
Broader perspectives.

Explore the GPR Data Hub ↗

Daily, news-based geopolitical-risk indices for researchers studying risk across regions.

Geopolitical risk index

MENA

2015–2026

Built from Arabic-language news, with breakdowns by country, actor, event type, city, and oil corridor.

Visit data hub
Geopolitical risk index

Africa

54 countries · 1979–2026

Country-level and regional series, including a distinction between geopolitical threats and acts.

Visit data hub
Geopolitical risk index

Europe

40 countries · 1979–2026

Country indices and regional aggregates for studying geopolitical risk across Europe.

Visit data hub
Geopolitical risk index

South America

12 countries · 2015–2026

Regional coverage from local news in Spanish, Portuguese, Dutch, and English.

Visit data hub

Released under CC BY 4.0 · Daily CSV downloads and methodology on the data hub.

06 / Posts & blog

Notes from
the research.

Writing is on its way.

Future posts will appear here. In the meantime, explore the working papers and open datasets.

Read the working papers ↗